ECHS and CGHS Tips- Do you have ECHS, CGHS card, then know how much free treatment you will get

As we all know that human life is full of uncertainties, and no one knows what will happen here, especially health problems, if not treated on time, then the problems can increase, many people are not able to get these problems treated due to money, understanding these problems, many people turn to health insurance. Central government employees get a unique benefit through government-sponsored healthcare benefits. Today we will tell you about these schemes through this article-

Need for health insurance: Health insurance becomes necessary for many people due to the rising cost of medical treatment.

Government provisions for central employees: Central government employees get the benefit of free treatment services provided by the government, which covers both the cost of diseases and expensive medical tests.

Retired employees benefits: Apart from current employees, retired central government employees also get free medical treatment, ensuring continued access to healthcare even after retirement.

Treatment Cards:

CGHS Card: Central employees can avail free treatment up to ₹5 lakh at no additional cost using the CGHS card.

ECHC Card: Retired employees are entitled to treatment through the ECHC card, which requires a nominal contribution but offers unlimited treatment costs.

No direct payment for CGHS holders: Beneficiaries under the CGHS card do not have to bear any treatment cost themselves, making healthcare more accessible.

Unlimited coverage with ECHC: Unlike the CGHS card, the ECHC card allows retired employees to receive treatment without any financial limit, ensuring comprehensive care.